Business Alliance Insurance Company

Under the Gramm-Leach- Bliley Act, Business Alliance Insurance Company is required by law to provide notice of its privacy policies and practices to its customers. This law affects the entire financial services industry, including insurance companies, banks and security firms.

• Information we receive from you on applications or other forms.
• Information we receive in connection with the processing of your claims or requests for payment.
• Information we receive from a consumer reporting agency or similar third parties.
• Information we receive from others in the process of verifying information you provide us.
• Information about your transactions with us and our affiliates.
• Information we receive from you from our web site.

We do not disclose any non-public personal information about our customers or former customers to non-affiliated third parties, except as permitted by law.

As we do not intend to disclose any of your non-public personal information, except to our affiliates and except as permitted by law, we believe that there is no requirement to provide you with the option to “opt-out” of certain disclosures. In other words, because we do not intend to share non-public information we may learn about you, (except as set forth above) we do not see a need to provide you with the choice to instruct us to not make any disclosure.

If our practice with respect to sharing non-public personal information changes in the future, you will be notified in advance and given an opportunity to “opt-out” before the information sharing begins. We will, in that event, provide you with the appropriate means to instruct us as to your direction through written or other appropriate means.

We may disclose all of the information we collect, as described above, to companies that perform services on our behalf or to other financial institutions with whom we have joint marketing agreements. Our agreements with those parties require them to use your information responsibly and limit their ability to share this information with other parties.

We have security practices and procedures in place to prevent unauthorized access to your information. Our practices of safeguarding your information help protect against the criminal use of your information.

We restrict access to non-public personal information about you to those employees who need to know that information to provide services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

You may also view Business Alliances Insurance Company’s Privacy Statement, on our website at www.ebaic.com or call us at (650) 866-3999 to request a copy by mail.